A road traffic accident is a traumatic occurrence regardless of the severity.   It’s hard enough to deal with the shock of a collision, never mind summoning the clarity and presence of mind to deal with the aftermath.  This is why it’s essential that we remember a small number of vital points that we can recall easily in the heat of the moment.

First and foremost, even if your accident is a clipped wing mirror or a scuffed bumper you must stop by law or risk breaching the road traffic act.  Shut down the engine and activate the hazard warning lights to ensure your vehicle doesn’t become an obstacle for approaching traffic.  Act quickly to see if anyone is injured and call an ambulance and the police if needed.  If your accident has formed some kind of road block, it’s essential that the police are called.  They can duly divert traffic and avoid further accidents. 

You must exchange details after an accident.  You are legally obliged to give your name and address to anyone involved.  You should be wary of accepting liability for the accident as this is for the insurers to decide and you may not have a full picture of events.  Admitting guilt can go against you on an insurance claim.

If the car you hit is stationary, you still need to stop and place your details under the windscreen wiper.  Car accidents like this must also be reported to the police.

The details you need to swap are primarily name, address, phone number and insurance details.  Check if the driver is the registered owner of the vehicle and if not get the contact details of the registered owner.

If anyone involved in the collision flees the scene, call the police immediately.  You should take the involved vehicles’ registration numbers as a precautionary measure and make notes of time, date, and a rough survey of the scene.  Witnesses are a good resource if available.

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